{
  "corridor": "JPY→PHP (Japan to Philippines, Bank account or GCash)",
  "date": "2026-10-27",
  "time": "16:04+09:00",
  "fetched_at": "2026-10-27 16:04",
  "record_amount_jpy": 50000,
  "payout_methods": [
    "bank",
    "gcash"
  ],
  "amounts": {
    "30000": {
      "amount_jpy_including_fees": 30000,
      "summary": {
        "en": "As of 13:30 JST on Oct 27, 2026, when sending ¥30,000 (fees included) from Japan to Philippines, DCOM delivers the most: 11,805 PHP (payout: Bank account, pay-in: From your bank account, inside the app, total fees ¥850). #2 is Smiles (11,799 PHP, 6 PHP less).",
        "tl": "Noong Okt 27, 2026, 13:30 JST, kapag nagpadala ng ¥30,000 (kasama ang bayarin) mula Japan papuntang Pilipinas, DCOM ang pinakamalaki ang naihahatid: 11,805 PHP (pagtanggap: Bank account, pag-deposito: Mula sa bank account mo, sa loob mismo ng app, kabuuang bayarin ¥850). Ang #2 ay Smiles (11,799 PHP, 6 PHP na mas mababa).",
        "ja": "2026年10月27日 13:30時点で、日本から3万円（手数料込み）をフィリピンへ送る場合、最も多く届くのはDCOMで11,805 PHPです（受取：銀行口座、入金方法：アプリ内で銀行口座から入金、手数料計850円）。2位はSmiles（11,799 PHP、差6 PHP）。"
      },
      "ranking": [
        {
          "rank": 1,
          "provider_id": "dcom",
          "name": "DCOM",
          "received": 11805,
          "total_fee": 850,
          "send_fee": 700,
          "payin_fee": 150,
          "payin_label": "銀行ダイレクト（ゆうちょ・SMBC・MUFG）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 0.405,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        },
        {
          "rank": 2,
          "provider_id": "smiles",
          "name": "Smiles",
          "received": 11799,
          "total_fee": 1220,
          "send_fee": 950,
          "payin_fee": 270,
          "payin_label": "Premium Remit Card（ローソン銀行ATM）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 0.41,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        },
        {
          "rank": 3,
          "provider_id": "jrf",
          "name": "JRF",
          "received": 11747,
          "total_fee": 1000,
          "send_fee": 1000,
          "payin_fee": 0,
          "payin_label": "Load Money（Pay by Bank・BANKEY連携）",
          "payout": "gcash",
          "payout_label": "GCash",
          "rate": 0.4051,
          "campaigns": [
            "Load Money入金手数料無料（2026年12月まで）"
          ],
          "notes": [],
          "pay_by_bank": true
        },
        {
          "rank": 3,
          "provider_id": "sbi_remit",
          "name": "SBIレミット",
          "received": 11747,
          "total_fee": 1100,
          "send_fee": 800,
          "payin_fee": 300,
          "payin_label": "レミットカード（ローソン銀行ATM）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 0.4065,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        },
        {
          "rank": 5,
          "provider_id": "kyodai",
          "name": "KYODAI Remittance",
          "received": 11661,
          "total_fee": 1220,
          "send_fee": 950,
          "payin_fee": 270,
          "payin_label": "送金カード（ローソン銀行ATM）",
          "payout": "gcash",
          "payout_label": "GCash",
          "rate": 0.4052,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        },
        {
          "rank": 6,
          "provider_id": "jme",
          "name": "Japan Money Express",
          "received": 11600,
          "total_fee": 1020,
          "send_fee": 750,
          "payin_fee": 270,
          "payin_label": "Load Money（Pay by Bank・BANKEY連携）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 0.40031,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": true
        }
      ],
      "reference": [
        {
          "rank": null,
          "provider_id": "wise",
          "name": "Wise",
          "received": 11980,
          "total_fee": 453,
          "send_fee": 453,
          "payin_fee": 0,
          "payin_label": "銀行振込",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 0.405466,
          "campaigns": [],
          "notes": [
            "参考（即時送金なし：銀行振込の反映に約30分）"
          ],
          "reference": true
        },
        {
          "rank": null,
          "provider_id": "instarem",
          "name": "Instarem",
          "received": 12087,
          "total_fee": 0,
          "send_fee": 0,
          "payin_fee": 0,
          "payin_label": "銀行振込",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 0.4029,
          "campaigns": [],
          "notes": [
            "参考（即時送金なし：銀行振込の反映に最大2営業日）"
          ],
          "reference": true
        }
      ],
      "by_payout": {
        "gcash": [
          {
            "rank": 1,
            "provider_id": "jrf",
            "name": "JRF",
            "received": 11747,
            "total_fee": 1000,
            "send_fee": 1000,
            "payin_fee": 0,
            "payin_label": "Load Money（Pay by Bank・BANKEY連携）",
            "payout": "gcash",
            "payout_label": "GCash",
            "rate": 0.4051,
            "campaigns": [
              "Load Money入金手数料無料（2026年12月まで）"
            ],
            "notes": []
          },
          {
            "rank": 2,
            "provider_id": "kyodai",
            "name": "KYODAI Remittance",
            "received": 11661,
            "total_fee": 1220,
            "send_fee": 950,
            "payin_fee": 270,
            "payin_label": "送金カード（ローソン銀行ATM）",
            "payout": "gcash",
            "payout_label": "GCash",
            "rate": 0.4052,
            "campaigns": [],
            "notes": []
          }
        ]
      }
    },
    "50000": {
      "amount_jpy_including_fees": 50000,
      "summary": {
        "en": "As of 13:30 JST on Oct 27, 2026, when sending ¥50,000 (fees included) from Japan to Philippines, JRF delivers the most: 19,849 PHP (payout: GCash, pay-in: Pay By Bank (from your bank account, inside the app), total fees ¥1,000). #2 is SBI Remit (19,796 PHP, 53 PHP less).",
        "tl": "Noong Okt 27, 2026, 13:30 JST, kapag nagpadala ng ¥50,000 (kasama ang bayarin) mula Japan papuntang Pilipinas, JRF ang pinakamalaki ang naihahatid: 19,849 PHP (pagtanggap: GCash, pag-deposito: Pay By Bank (mula sa bank account mo, sa loob mismo ng app), kabuuang bayarin ¥1,000). Ang #2 ay SBI Remit (19,796 PHP, 53 PHP na mas mababa).",
        "ja": "2026年10月27日 13:30時点で、日本から5万円（手数料込み）をフィリピンへ送る場合、最も多く届くのはJRFで19,849 PHPです（受取：GCash、入金方法：Pay By Bank（アプリ内で銀行口座から入金）、手数料計1,000円）。2位はSBIレミット（19,796 PHP、差53 PHP）。"
      },
      "ranking": [
        {
          "rank": 1,
          "provider_id": "jrf",
          "name": "JRF",
          "received": 19849,
          "total_fee": 1000,
          "send_fee": 1000,
          "payin_fee": 0,
          "payin_label": "Load Money（Pay by Bank・BANKEY連携）",
          "payout": "gcash",
          "payout_label": "GCash",
          "rate": 0.4051,
          "campaigns": [
            "Load Money入金手数料無料（2026年12月まで）"
          ],
          "notes": [],
          "pay_by_bank": true
        },
        {
          "rank": 2,
          "provider_id": "sbi_remit",
          "name": "SBIレミット",
          "received": 19796,
          "total_fee": 1300,
          "send_fee": 1000,
          "payin_fee": 300,
          "payin_label": "レミットカード（ローソン銀行ATM）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 0.4065,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        },
        {
          "rank": 3,
          "provider_id": "smiles",
          "name": "Smiles",
          "received": 19794,
          "total_fee": 1720,
          "send_fee": 1450,
          "payin_fee": 270,
          "payin_label": "Premium Remit Card（ローソン銀行ATM）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 0.41,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        },
        {
          "rank": 4,
          "provider_id": "dcom",
          "name": "DCOM",
          "received": 19784,
          "total_fee": 1150,
          "send_fee": 1000,
          "payin_fee": 150,
          "payin_label": "銀行ダイレクト（ゆうちょ・SMBC・MUFG）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 0.405,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        },
        {
          "rank": 5,
          "provider_id": "kyodai",
          "name": "KYODAI Remittance",
          "received": 19563,
          "total_fee": 1720,
          "send_fee": 1450,
          "payin_fee": 270,
          "payin_label": "送金カード（ローソン銀行ATM）",
          "payout": "gcash",
          "payout_label": "GCash",
          "rate": 0.4052,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        },
        {
          "rank": 6,
          "provider_id": "jme",
          "name": "Japan Money Express",
          "received": 19555,
          "total_fee": 1150,
          "send_fee": 880,
          "payin_fee": 270,
          "payin_label": "Load Money（Pay by Bank・BANKEY連携）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 0.40031,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": true
        }
      ],
      "reference": [
        {
          "rank": null,
          "provider_id": "wise",
          "name": "Wise",
          "received": 20017,
          "total_fee": 631,
          "send_fee": 631,
          "payin_fee": 0,
          "payin_label": "銀行振込",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 0.405466,
          "campaigns": [],
          "notes": [
            "参考（即時送金なし：銀行振込の反映に約30分）"
          ],
          "reference": true
        },
        {
          "rank": null,
          "provider_id": "instarem",
          "name": "Instarem",
          "received": 20145,
          "total_fee": 0,
          "send_fee": 0,
          "payin_fee": 0,
          "payin_label": "銀行振込",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 0.4029,
          "campaigns": [],
          "notes": [
            "参考（即時送金なし：銀行振込の反映に最大2営業日）"
          ],
          "reference": true
        }
      ],
      "by_payout": {
        "gcash": [
          {
            "rank": 1,
            "provider_id": "jrf",
            "name": "JRF",
            "received": 19849,
            "total_fee": 1000,
            "send_fee": 1000,
            "payin_fee": 0,
            "payin_label": "Load Money（Pay by Bank・BANKEY連携）",
            "payout": "gcash",
            "payout_label": "GCash",
            "rate": 0.4051,
            "campaigns": [
              "Load Money入金手数料無料（2026年12月まで）"
            ],
            "notes": []
          },
          {
            "rank": 2,
            "provider_id": "kyodai",
            "name": "KYODAI Remittance",
            "received": 19563,
            "total_fee": 1720,
            "send_fee": 1450,
            "payin_fee": 270,
            "payin_label": "送金カード（ローソン銀行ATM）",
            "payout": "gcash",
            "payout_label": "GCash",
            "rate": 0.4052,
            "campaigns": [],
            "notes": []
          }
        ]
      }
    },
    "100000": {
      "amount_jpy_including_fees": 100000,
      "summary": {
        "en": "As of 13:30 JST on Oct 27, 2026, when sending ¥100,000 (fees included) from Japan to Philippines, Smiles delivers the most: 40,274 PHP (payout: Bank account, pay-in: Lawson Bank ATM, total fees ¥1,770). #2 is JRF (40,104 PHP, 170 PHP less).",
        "tl": "Noong Okt 27, 2026, 13:30 JST, kapag nagpadala ng ¥100,000 (kasama ang bayarin) mula Japan papuntang Pilipinas, Smiles ang pinakamalaki ang naihahatid: 40,274 PHP (pagtanggap: Bank account, pag-deposito: Lawson Bank ATM, kabuuang bayarin ¥1,770). Ang #2 ay JRF (40,104 PHP, 170 PHP na mas mababa).",
        "ja": "2026年10月27日 13:30時点で、日本から10万円（手数料込み）をフィリピンへ送る場合、最も多く届くのはSmilesで40,274 PHPです（受取：銀行口座、入金方法：ローソン銀行ATM、手数料計1,770円）。2位はJRF（40,104 PHP、差170 PHP）。"
      },
      "ranking": [
        {
          "rank": 1,
          "provider_id": "smiles",
          "name": "Smiles",
          "received": 40274,
          "total_fee": 1770,
          "send_fee": 1500,
          "payin_fee": 270,
          "payin_label": "Premium Remit Card（ローソン銀行ATM）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 0.41,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        },
        {
          "rank": 2,
          "provider_id": "jrf",
          "name": "JRF",
          "received": 40104,
          "total_fee": 1000,
          "send_fee": 1000,
          "payin_fee": 0,
          "payin_label": "Load Money（Pay by Bank・BANKEY連携）",
          "payout": "gcash",
          "payout_label": "GCash",
          "rate": 0.4051,
          "campaigns": [
            "Load Money入金手数料無料（2026年12月まで）"
          ],
          "notes": [],
          "pay_by_bank": true
        },
        {
          "rank": 3,
          "provider_id": "dcom",
          "name": "DCOM",
          "received": 40034,
          "total_fee": 1150,
          "send_fee": 1000,
          "payin_fee": 150,
          "payin_label": "銀行ダイレクト（ゆうちょ・SMBC・MUFG）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 0.405,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        },
        {
          "rank": 4,
          "provider_id": "sbi_remit",
          "name": "SBIレミット",
          "received": 39958,
          "total_fee": 1700,
          "send_fee": 1400,
          "payin_fee": 300,
          "payin_label": "レミットカード（ローソン銀行ATM）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 0.4065,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        },
        {
          "rank": 5,
          "provider_id": "kyodai",
          "name": "KYODAI Remittance",
          "received": 39802,
          "total_fee": 1770,
          "send_fee": 1500,
          "payin_fee": 270,
          "payin_label": "送金カード（ローソン銀行ATM）",
          "payout": "gcash",
          "payout_label": "GCash",
          "rate": 0.4052,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        },
        {
          "rank": 6,
          "provider_id": "jme",
          "name": "Japan Money Express",
          "received": 39330,
          "total_fee": 1750,
          "send_fee": 1480,
          "payin_fee": 270,
          "payin_label": "Load Money（Pay by Bank・BANKEY連携）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 0.40031,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": true
        }
      ],
      "reference": [
        {
          "rank": null,
          "provider_id": "wise",
          "name": "Wise",
          "received": 40109,
          "total_fee": 1078,
          "send_fee": 1078,
          "payin_fee": 0,
          "payin_label": "銀行振込",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 0.405466,
          "campaigns": [],
          "notes": [
            "参考（即時送金なし：銀行振込の反映に約30分）"
          ],
          "reference": true
        },
        {
          "rank": null,
          "provider_id": "instarem",
          "name": "Instarem",
          "received": 40290,
          "total_fee": 0,
          "send_fee": 0,
          "payin_fee": 0,
          "payin_label": "銀行振込",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 0.4029,
          "campaigns": [],
          "notes": [
            "参考（即時送金なし：銀行振込の反映に最大2営業日）"
          ],
          "reference": true
        }
      ],
      "by_payout": {
        "gcash": [
          {
            "rank": 1,
            "provider_id": "jrf",
            "name": "JRF",
            "received": 40104,
            "total_fee": 1000,
            "send_fee": 1000,
            "payin_fee": 0,
            "payin_label": "Load Money（Pay by Bank・BANKEY連携）",
            "payout": "gcash",
            "payout_label": "GCash",
            "rate": 0.4051,
            "campaigns": [
              "Load Money入金手数料無料（2026年12月まで）"
            ],
            "notes": []
          },
          {
            "rank": 2,
            "provider_id": "kyodai",
            "name": "KYODAI Remittance",
            "received": 39802,
            "total_fee": 1770,
            "send_fee": 1500,
            "payin_fee": 270,
            "payin_label": "送金カード（ローソン銀行ATM）",
            "payout": "gcash",
            "payout_label": "GCash",
            "rate": 0.4052,
            "campaigns": [],
            "notes": []
          }
        ]
      }
    },
    "300000": {
      "amount_jpy_including_fees": 300000,
      "summary": {
        "en": "As of 13:30 JST on Oct 27, 2026, when sending ¥300,000 (fees included) from Japan to Philippines, Smiles delivers the most: 122,089 PHP (payout: Bank account, pay-in: Lawson Bank ATM, total fees ¥2,220). #2 is SBI Remit (121,218 PHP, 871 PHP less).",
        "tl": "Noong Okt 27, 2026, 13:30 JST, kapag nagpadala ng ¥300,000 (kasama ang bayarin) mula Japan papuntang Pilipinas, Smiles ang pinakamalaki ang naihahatid: 122,089 PHP (pagtanggap: Bank account, pag-deposito: Lawson Bank ATM, kabuuang bayarin ¥2,220). Ang #2 ay SBI Remit (121,218 PHP, 871 PHP na mas mababa).",
        "ja": "2026年10月27日 13:30時点で、日本から30万円（手数料込み）をフィリピンへ送る場合、最も多く届くのはSmilesで122,089 PHPです（受取：銀行口座、入金方法：ローソン銀行ATM、手数料計2,220円）。2位はSBIレミット（121,218 PHP、差871 PHP）。"
      },
      "ranking": [
        {
          "rank": 1,
          "provider_id": "smiles",
          "name": "Smiles",
          "received": 122089,
          "total_fee": 2220,
          "send_fee": 1950,
          "payin_fee": 270,
          "payin_label": "Premium Remit Card（ローソン銀行ATM）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 0.41,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        },
        {
          "rank": 2,
          "provider_id": "sbi_remit",
          "name": "SBIレミット",
          "received": 121218,
          "total_fee": 1800,
          "send_fee": 1500,
          "payin_fee": 300,
          "payin_label": "レミットカード（ローソン銀行ATM）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 0.4065,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        },
        {
          "rank": 3,
          "provider_id": "jrf",
          "name": "JRF",
          "received": 121003,
          "total_fee": 1300,
          "send_fee": 1300,
          "payin_fee": 0,
          "payin_label": "Load Money（Pay by Bank・BANKEY連携）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 0.4051,
          "campaigns": [
            "Load Money入金手数料無料（2026年12月まで）"
          ],
          "notes": [],
          "pay_by_bank": true
        },
        {
          "rank": 4,
          "provider_id": "dcom",
          "name": "DCOM",
          "received": 120831,
          "total_fee": 1650,
          "send_fee": 1500,
          "payin_fee": 150,
          "payin_label": "銀行ダイレクト（ゆうちょ・SMBC・MUFG）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 0.405,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": false
        },
        {
          "rank": 5,
          "provider_id": "jme",
          "name": "Japan Money Express",
          "received": 119392,
          "total_fee": 1750,
          "send_fee": 1480,
          "payin_fee": 270,
          "payin_label": "Load Money（Pay by Bank・BANKEY連携）",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 0.40031,
          "campaigns": [],
          "notes": [],
          "pay_by_bank": true
        }
      ],
      "reference": [
        {
          "rank": null,
          "provider_id": "wise",
          "name": "Wise",
          "received": 120487,
          "total_fee": 2861,
          "send_fee": 2861,
          "payin_fee": 0,
          "payin_label": "銀行振込",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 0.405491,
          "campaigns": [],
          "notes": [
            "参考（即時送金なし：銀行振込の反映に約30分）"
          ],
          "reference": true
        },
        {
          "rank": null,
          "provider_id": "instarem",
          "name": "Instarem",
          "received": 120870,
          "total_fee": 0,
          "send_fee": 0,
          "payin_fee": 0,
          "payin_label": "銀行振込",
          "payout": "bank",
          "payout_label": "銀行口座",
          "rate": 0.4029,
          "campaigns": [],
          "notes": [
            "参考（即時送金なし：銀行振込の反映に最大2営業日）"
          ],
          "reference": true
        }
      ],
      "by_payout": {
        "gcash": []
      }
    }
  },
  "method": "https://example.com/method/"
}